Boca Raton: Event Highlights for April 2015

There are many benefits that come with buying Boca Raton homes. One of them is the chance to take advantage of the area’s special events and festivals. It seems like there is always something going on in Boca Raton and it’s usually an event that homeowners and visitors alike won’t want to miss. Let’s take April 2015 as an example. Here’s a quick look at what’s already on tap:

CONNOISSEUR Concert with Jeffrey Kaye

If you love trumpet music, you’re going to adore the CONNOISSEUR Concert set to take place at The Symphonia. It is just one live music event in a long series of offerings. This particular concert is set to kick off the afternoon of April 12th. It will feature accomplished musician, Jeffrey Kaye and the talented conductor, James Judd. Attendees will be able to listen to a 30-minute lecture followed by the musical performance. Tickets are available for purchase now and prices start at $75 per person.

Florida Atlantic University Performances

The Symphonia isn’t the only venue where Boca Raton residents can catch a live performance in April 2015. There are several events taking place at Florida Atlantic University too. Among them are a faculty concert, international orchestra music showcase, spring dance showcase and a theatrical performance titled, The Last Night of Ballyhoo. The month’s series of performances are slated to being on the 10th and end on the 25th, Full details, including ticket prices for each show, are available online.

Eco-Lectures and Nature Walks

When you tire of live theatre, dance and music there are always natural areas to explore. For instance, the Gumbo Limbo Nature Center is hosting a number of eco-lectures, nature walks, marine aquarium feeding sessions and more throughout the entire month. Best of all, many of the environmentally friendly events are free to all comers. Plus, you’ll be able to check out the everyday attractions while you’re there. Among them are the butterfly garden and sea turtle rehabilitation area.

To learn more about what’s going on in the area and tour Boca Raton homes for sale while you’re in the neighborhood, please contact the Jackie Ellis Tea0m at Keller Williams Realty.

Palm Beach County Real Estate: 1st Quarter 2015’s Beneficial Trends

Palm Beach County real estate trends indicate that cash sales, new listings and median prices are up while investor activity, median days on the market and short sales are on the decline. That’s clearly good news for anyone looking to enter the market in the first or second quarter of FY 2015. This is especially the case for people interested in historic homes. Why? Federal investment and local ad valorem tax incentives are still available in popular areas like Delray Beach and Palm Beach.

These types of programs allow people who purchase historic real estate in Palm Beach County to take advantage of financial incentives and other benefits. For instance, they may be able to deduct the full amount of select home repairs from their taxes or receive interest free loans through Palm Beach County’s Community Redevelopment Agencies. In addition, the tax exemptions are often transferable, which is a plus when putting one’s Palm Beach County real estate up for sale.

Of course historic district related incentives aren’t the only ones available to Palm Beach County buyers and sellers. This year, Federal Housing Administration, Freddie Mac and Fannie Mae have each altered their programs’ requirements in ways that benefit first time buyers. Plus, interest rates are hovering somewhere between 4 and 5%. Consequently, some clients might be able to produce a 3% down payment to secure a historic district property as opposed to the large percentages of yesteryear.

Afterward, they may be able to finance the rest of their purchase while enjoying low-interest and competitive mortgage insurance rates. Options include, but are not limited to paying more interest in lieu of mortgage insurance waivers and using 80-10-10 loans to one’s advantage. To learn more about Palm Beach County real estate trends and how they may benefit you or a loved one, please contact the Jackie Ellis Team today at 561-965-1225 or visit JackieEllis.com.

Paper & Pancakes Registration

It’s time for another Paper & Pancakes Party!

Paper&Pancakes

You heard right, Paper & Pancakes! We will have a big shred truck in our parking lot for you to bring any paper you need shredded, AND we will be serving free and freshly made pancakes!

The Party is on Saturday, April 18th!
Please RSVP on the form below. We ask that you fill the form out completely and correctly. We will need correct contact information so we can stay in touch with you about the event!

RSVP to the Paper & Pancakes Party!

 

 

 

Boynton Beach Homes for Sale: Three Questions to Ask Yourself Before You Buy

For Sale Sign On HomeLocated in Palm Beach County, Boynton Beach is a beautiful place to live, work and raise a family. Close to the ocean, it is a water lover’s paradise with beautiful weather, year-round. Luckily, there are some beautiful Boynton Beach homes for sale, just waiting for a family like yours. Before you take the leap, though, here are three very important questions that you should ask yourself before you buy.

1. Can I Carry The Financial Load?

Experts say that your monthly housing costs, including mortgage payments, real estate taxes and homeowner’s insurance shouldn’t be more than 28% of your gross income. The monthly mortgage payment isn’t the only cost of home ownership, you also have to do regular maintenance to keep your home up. And, of course, you may want to do some remodeling to make the place your own. Also understand that you’ll be responsible for any repairs down the road if something goes wrong. In short, make sure your financial means can meet your obligations. You also have to consider the down payment on your home. Generally, buyers have to put up at least 20% of the asking price.

2. What Amenities Are Important?

Most home buyers have a specific set of criteria that they expect a new home to meet. Everything from multiple bedrooms and bathrooms to a gourmet kitchen, garage or fenced-in yard can be considered amenities. Make a list of what you want and need in a home in order of importance. It will help you decide which properties are worth looking into and which ones you should pass by. However, it’s not just what the home offers that’s important, also take a look at the neighborhood and surrounding areas. Is it important to be close to schools, shopping, or entertainment?

3. What Are My Long-Term Goals?

Buying a home is a big step that requires a great deal of thought and planning. Although you might think that this is your forever home, life has a way of changing even the best laid plans. Are you planning on living in the home for a long period, or do you see yourself moving in a few years? When you do decide to move, will you sell the home, or keep it as an income property? If you can answer these questions, you’ll have an easier time deciding on which house you should buy and how much you should invest.

Look To The Experts For Help

One of the biggest things that you can do to assure that your home buying experience is a pleasant one is to talk to experts. Jackie Ellis is a licensed real estate agent with an excellent reputation and over 25 years of experience in the Boynton Beach real estate market. Contact us if you’re ready to take the leap into home ownership and we’ll be more than happy to help you find the home of your dreams.